Based on National Assembly Resolution No. 202/2025/QH15 of June 12, 2025, concerning the restructuring of provincial-level administrative units, National Assembly Resolution No. 203/2025/QH15 of June 16, 2025, amending and supplementing certain articles of the Constitution of the Socialist Republic of Vietnam, Resolution No. 1674/NQ-UBTVQH15 dated June 16, 2025, of the Standing Committee of the National Assembly on the arrangement of commune-level administrative units of Ninh Binh province in 2025; pursuant to BIDV decisions issued on June 27, 2025, concerning address change of branches and transaction offices in Tỉnh Ninh Bình Province/City, Joint Stock Commercial Bank for Investment and Development of Vietnam hereby announces these changes will take effect on July 1, 2025:

3. Nam Dinh Branch 3.1. Change in branch address - Former Address: No. 202, Hung Vuong Street, Vi Xuyen Ward, Nam Dinh City, Nam Dinh Province - New Address: No. 202, Hung Vuong Street, Nam Dinh Ward, Ninh Binh Province 3.2. Changes addresses of transaction offices directly under Nam Dinh Branch * Tran Hung Dao Transaction Office - Former address: No. 64, Tran Phu Street, Tran Hung Dao Ward, Nam Dinh City, Nam Dinh Province - New address: No. 64 Tran Phu Street, Nam Dinh Ward, Ninh Binh Province * Cho Rong Transaction Office - Former address: House No. 553 Tran Hung Dao, Loc Vuong Ward, Nam Dinh City, Nam Dinh Province - New address: No. 553 Tran Hung Dao Street, Nam Dinh Ward, Ninh Binh Province * Xuan Truong Transaction Office - Former address: Plot No. 55, Map Sheet No. 12, 32m Road Frontage, Xuan Truong Town, Xuan Truong District, Nam Dinh Province - New address: Group 3, Xuan Truong Commune, Ninh Binh Province * Nam Ninh Transaction Office - Former address: House No. 190 Road 21B Area A1, Co Le Town, Truc Ninh District, Nam Dinh Province - New address: No. 190, Road 21B Frontage, Co Le Commune, Ninh Binh Province * Hai Hau Transaction Office - Former address: Hamlet 15, Hai Hung Commune, Hai Hau District, Nam Dinh Province - New address: Cau Doi Hamlet, Hai Hung Commune, Ninh Binh Province * Ha Long Transaction Office - Former address: No. 177, Phu Nghia Street, Quang Trung Ward, Nam Dinh City, Nam Dinh Province - New address: No. 177 Phu Nghia Street, Nam Dinh Ward, Ninh Binh Province 4. Thanh Nam Branch 4.1. Change in branch address - Former Address: No. 80, Dong A Street, Hoa Vuong Urban Area, Loc Vuong Ward, Nam Dinh City, Nam Dinh Province - New Address: No. 80, Dong A Street, Hoa Vuong Urban Area, Nam Dinh Ward, Ninh Binh Province 4.2. Changes addresses of transaction offices directly under Thanh Nam Branch * Hoa Xa Transaction Office - Former address: Lot E12, N5 Road, Hoa Xa Industrial Park, My Xa Ward, Nam Dinh City, Nam Dinh Province - New address: Lot E12, N5 Street, Hoa Xa Industrial Park, Thanh Nam Ward, Ninh Binh Province * Y Yen Transaction Office - Former address: Road 57A, Lam Town, Y Yen District, Nam Dinh Province - New address: Road 57A, Y Yen Commune, Ninh Binh Province * Nguyen Du Transaction Office - Former address: No. 115, Nguyen Du Street, Tran Hung Dao Ward, Nam Dinh City, Nam Dinh Province - New address: No. 115, Nguyen Du Street, Nam Dinh Ward, Ninh Binh Province * Dong A Transaction Office - Former address: No. 16, Tran Phu Street, Nang Tinh Ward, Nam Dinh City, Nam Dinh Province - New address: No. 16, Tran Phu Street, Nam Dinh Ward, Ninh Binh Province * Thien Truong Transaction Office - Former address: Residential Group 10, Nam Giang Town, Nam Truc District, Nam Dinh Province - New address: Residential Group 10, Nam Truc Commune, Ninh Binh Province * Vu Ban Transaction Office - Former address: Goi Town, Vu Ban District, Nam Dinh Province - New address: House No. 112, Tay Son Street, Vu Ban Commune, Ninh Binh Province 5. Ha Nam Branch 5.1. Change in branch address - Former Address: No. 210, Le Hoan Street, Quang Trung Ward, Phu Ly City, Ha Nam Province - New Address: No. 210, Le Hoan Street, Phu Ly Ward, Ninh Binh Province 5.2. Changes name and addresses of transaction offices directly under Ha Nam Branch * Dong Van Transaction Office - Former address: Dong Van Industrial Park, Dong Van Ward, Duy Tien Town, Ha Nam Province - New address: Dong Van Industrial Park Gate, Dong Van Ward, Ninh Binh Province * Luong Khanh Thien Transaction Office - Former address: No. 43-45, Nguyen Van Troi Street, Chau Cau Ward, Phu Ly City, Ha Nam Province - New address: No. 43-45 Nguyen Van Troi Street, Phu Ly Ward, Ninh Binh Province * Thanh Liem Transaction Office - Former address: National Highway 1A, Mau Chu Hamlet, Thanh Ha Commune, Thanh Liem District, Ha Nam Province - New address: National Highway 1A, Mau Chu Village, Liem Ha Commune, Ninh Binh Province * Tran Hung Dao Transaction Office - New name: Phu Ly Transaction Office - Former address: No. 82, Nguyen Phuc Lai Street, Chau Cau Ward, Phu Ly City, Ha Nam Province - New address: No. 82, Nguyen Phuc Lai Street, Phu Ly Ward, Ninh Binh Province * Le Hong Phong Transaction Office - Former address: No. 374, Ly Thuong Kiet Street, Le Hong Phong Ward, Phu Ly City, Ha Nam Province - New address: No. 374, Ly Thuong Kiet Street, Phu Van Ward, Ninh Binh Province * Vinh Tru Transaction Office - Former address: No. 70, Tran Hung Dao Street, Vinh Tru Town, Ly Nhan District, Ha Nam Province - New address: No. 70, Tran Hung Dao Street, Vinh Tru Commune, Ninh Binh Province * Kim Bang Transaction Office - Former address: Duong Cuong Residential Group, Dai Cuong Ward, Kim Bang Town, Ha Nam Province - New address: Duong Cuong Residential Group, Le Ho Ward, Ninh Binh Province