• The participants are small and medium-sized enterprises according to Government regulations operating in the following fields:

- Innovative startups
- Enterprises participating in the Value Chain
- Enterprises participating in Industry Associa🙈tion Cluster🤪s

• The purpose of the loan is to supplement working capital, provide medium and long-term capital for investment loans, and pay reasonable expenses for project investment
• Loan term:

- For Short-term loans: 12 months at maximum 
- For medium and lꦬong-term loans: 84 months at maximum , grace🔯 period is 24 months at maximum

• Interest rate

- 1.2%/year for Short-term loan 
- 4.4%/year for medium and long term loan

• Please contact the nearest BIDV Branch for more detailed information