Transact quickly and conveniently every day with BIDV and earn B-Points to redeem thousands of gifts for dining, fashion, utilities, etc. right on BIDV SmartBanking app.

BIDV Membership Rewards is a program which help BIDV customers earn points for gift redemption. Specifically, for each counter or online transaction on BIDV SmartBanking that meets the program’s conditions (*), customers will receive B-Point to their “Rewards” account on BIDV SmartBanking. Details are as below:

No	Item	Conditions	Earning rate
1	Investment products for Private Banking customers	Private Banking customers who buy investment products (fund certificates/bonds) through BIDV with a minimum amount of VND 100 million/transaction	VND 100 million = 10,000 B-points
2	Online savings	New/renewed online savings account (in VND) with term of 6-12 months, minimum balance of VND 100 million.   In case of early withdrawal, the accumulated points will be returned to BIDV.	Premier customers, Payroll customers: VND 100 million = 10,000 B-points Young customers, others: VND 100 million = 8,000 B-points
3	Online cumulative deposit	Minimum average balance of VND 10 million/month (in VND). Points are accumulated once a month before the 10th of each month based on the monthly average account balance.	Premier customers, Payroll customers: Monthly average balance of VND 10 million = 1,000 B-Points  Other customers: VND 100 million = 8,000 B-points
4	Open Nhu Y Account and Account of Desired Name via SmartBanking	Minimum fee of VND 10,000	VND 10,000 of fee = 100 B-points
5	BIC, BIDV Metlife insurance	Minimum fee of VND 100,000.	VND 10,000 of fee = 50 B-points
6	Average CASA balance	Minimum average CASA balance of VND 10 million/month (in VND). Points are accumulated once a month before the 10th of each month based on the monthly average account balance.	Maintain account balance of VND 10 million/month to earn 200 B-points
7	Transactions during BIDV’s birthday week (26 April every year)	Double B-Points for all transactions made during BIDV’s birthday week from 24 April - 30 April 2024 (except card transactions)

(VND 01 = 01 B-point) Customers can redeem B-points on BIDV Membership Rewards in BIDV SmartBanking to gifts including but not limited to the following: Phone topup card/Food/Shopping/Travel/Health Vouchers, etc. For details of transaction rules - points accumulation - gift redemption with BIDV Membership Rewards, please see the attached file. - Point earning period: 10 April 2024 - 31 December 2024 Redemption period: 10 April 2024 - 31 March 2025 or until the program budget is used up, whatever comes earlier. For details of transaction rules - points accumulation - gift redemption with BIDV Membership Rewards, please see the attached file. Diverse, easy-to-redeem-and-use gift ecosystem:

With accumulated B-Points, customers can redeem for FREE for countless gifts 👍such as vouchers for dining, shopping, utilities, fashion, etc. from well-known brands such as:

• Dining: Phuc Long, Gogi House, Highlands Coffee.
• Entertainment – Utilities: CGV movie tickets, Top up VETC traffic account, ePass.
• Shopping: Vnshop online shopping, Vascara, Canifa gift cards.

In particular, thousands of hot dealsܫ with prices starting from 3,000 B-points only will be offered on special days, showing BIDV’s gratitude to customers who are using our services.

Please call our 24/7 Contact Center Hotline 1900 9247 for assistance. Thank you for trusting and choosing us!