1. Valid: From 1 March 2024 to 31 July 2024 or until the promotion budget is exhausted 2. Eligible cards: Personal international credit cards issued by BIDV, excluding BIDV Premier cards, fee collector cards, and corporate credit cards. 3. Reward: Earn cash rewards for valid transactions and successful referrals through BIDV Smart Banking during the transaction month. Details as follows:

Reward details	Eligibility	Quantity	Number of months	Amount (VND)
01	Spend at least 5 million VND monthly and receive 2% cashback on the first 5 million VND credited to your credit card account	1,000 per month	5	500,000,000
02	For each successful card referral, the referrer meeting the minimum monthly spend requirement (5 million VND) earns an additional 2% cashback, monthly capped at 2 million VND.	Applicable to the first 10,000 referrals during the promotion validity	5	1,000,000,000
				1,500,000,000