1. Time: from July 1, 2023 - September 30, 2023. 2. Applicable cards: BIDV Platinum-class international credit cards including Visa Cashback Online, BIDV Visa Cashback 360, BIDV Visa Cashback supermarkets, BIDV Mastercard Inspire, BIDV MasterCard Platinum, BIDV Mastercard Vietravel Platinum, BIDV Visa Premier Credit (excluding fee collection cards and corporate credit cards). 3. Promotion area (scope): Nationwide 4. Objects of promotion: Customers who are the main cardholders of the cards specified in Section 3 with valid transactions. 5. Prize structure: Customers who achieve the earliest spending milestone in the next installments will each receive the following prizes:

Group of customers with average monthly income in the last 6 months (December 1, 2022 – May 31, 2023) (VND)	List achieves next batch/month (minimum level) (VND)	Prize/month (VND)	Quantity (for 3 months)	Cash (VND)
<30 million	50 million	200,000	1000*3	600,000,000
30 million - 50 million	70 million	200,000	500*3	300,000,000
50 million - 70 million	100 million	500,000	200*3	300,000,000
70 million - 100 million	150 million	500,000	200*3	300,000,000
100 million - 150 million	200 million	1,000,000	100*3	300,000,000
> 150 million	250 million	1,000,000	100*3	300,000,000
Total			6,300	2,100,000,000

The number of rewards in batches is determined by the time the customer spends the earliest to reach the milestone Detailed rules in the attached file Platinum card spending program rules.pdf